Check Out These Discounts On Your Auto Insurance Coverage!! You May Be Eligible!! Anti-theft Anti-theft discounts are available for automobiles with various types of qualifying anti-theft devices. If you have an anti-theft device installed in your automobile you may be eligible to receive a discount of up to 35% of the premium on your comprehensive coverage. Multiple Automobiles A discount applied to the premium paid for compulsory coverages (Parts 1, 2 and 4) and, if selected, optional coverages (Parts 5, 7, 8 and 9) is available if an individual or married couple own two or more automobiles insured by the same company. Mileage If your vehicle is driven 7,500 miles or less in one year you may qualify for an Annual Mileage Discount. This discount however, is not available for antique automobiles or motorcycles. Public Transportation (not available with all companies) If you take public transportation to work you may be eligible for a 10% discount on your insurance coverage on Part 4 (Damage to Someone Else's Property) and Part 7 (Collision). This discount is valid up to a maximum of $75 per vehicle and you will need to provide us with evidence of purchase of 11 months of commuter passes during the previous policy period. Driver's Education Inexperienced drivers are eligible for a discount on most sections of their insurance policy for the first 3 years after completing an approved driver's education course. Restraints You may be eligible for a 25% discount on sections like Bodily Injury and Personal Injury Protection of your insurance policy premium if your automobile is equipped with air bags or automatic seat belts. 65 or older A discount of at least 25% for all coverages after all other discounts, except the Safe Driver Insurance Plan rating step, are applied on your insurance premium. This discount applies to the vehicle that the person is the primary operator of as long as the vehicle is not classified for business use. Contact Winslow Warren Insurance for more information on how to obtain these auto insurance discounts! FREQUENTLY ASKED QUESTIONS 1. What factors can affect the cost of my automobile insurance? 2. How much bodily injury liability coverage should I carry on my auto insurance? 3. What about damage to someone else's property? 4. What is the difference between collision coverage and comprehensive coverage? 1. What factors can affect the cost of my automobile insurance? A number of factors can affect the cost of your auto insurance, some of which you can control and some of which are beyond your control. The type of car you drive, your driving record, and where you live can all affect how much your auto insurance will cost you. 2. How much bodily injury liability coverage should I carry on my auto insurance? You could be sued for much more than the state minimum limits of $20,000/$40,000 for bodily injury to others. Buying higher limits depends on your personal financial situation. Typically, limits of at least $100,000 per person $300,000 per accident are selected. 3. What about damage to someone else's property? With the rising cost of automobiles and repairs, it makes sense to purchase more than the required $5,000 minimum limit. This can be done for a very minimal cost. Limits of $100,000 are typically purchased. 4. What is the difference between collision coverage and comprehensive coverage? Collision is defined as losses you incur when you auto collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage. Comprehensive provides coverage for most other direct physical damage. Most commonly fire, theft, vandalism plus glass coverage with no deductible.

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