Check Out These Discounts
On Your Auto Insurance Coverage!!
You May Be Eligible!!
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Anti-theft
If you have an anti-theft device installed in your automobile you may be eligible to receive a discount of up to 35% of the premium on your comprehensive coverage.Multiple Automobiles
You may be eligible for a 5% discount on Collision and Limited Collision sections of your automobile insurance coverage. The following criteria must be met to be eligible:
- Have 2 or more cars insured by the same company (applicable if single or married).
- No inexperienced operators listed on the insurance policy
- The vehicles carry collision coverage
- The vehicles are not used in business
Mileage
If your annual mileage is 5,000 miles or less you are eligible for a 10% discount on premiums paid on most every section of your insurance policy! If
you drive 5,001 to 7,500 miles per year a 5% discount would apply. This discount however, is not available for antique automobiles. Public Transportation
If you take public transportation to work you may be eligible for a 10% discount on your insurance coverage on two sections of your coverage
(Damage to Someone Else's property and Collision). This discount is valid up to a maximum of $75 per vehicle and you meet this criteria:
- You do not drive your automobile to work or school more than 10 days per month
- You provide us with evidence of purchase of 11 months of commuter passes (from qualified transit systems)
Driver's Education
Inexperienced drivers are eligible for a 10% discount on most sections of their insurance policy for the first 3 years after completing an approved driver's education course. Restraints
You may be eligible for a 25% discount on sections like Bodily Injury and Personal Injury Protection of your insurance policy premium if your
automobile is equipped with air bags or automatic seat belts. 65 or older
A discount of 25% for all coverages after all other discounts, except the Safe
Driver Insurance Plan rating step, are applied on your insurance premium. This discount applies if there are no inexperienced drivers and the automobile is not used for business. Company Discounts
There are many other discounts that may apply through the Insurance Companies we work with. For the best discounts and rates please contact
Winslow Warren Insurance Agency. We'll work hard for you to find you the best rates from the best Insurance Companies. Contact Winslow Warren Insurance for more information on how to obtain these auto insurance discounts!
FREQUENTLY ASKED QUESTIONS
1. What factors can affect the cost of my automobile insurance?
2. How much bodily injury liability coverage should I carry on my auto insurance?
3. What about damage to someone else's property?
4. What is the difference between collision coverage and
comprehensive coverage?
5. Suppose I lend my car to a friend, are they covered under my automobile insurance policy? 1.
What factors can affect the cost of my automobile insurance? A
number of factors can affect the cost of your auto insurance, some of which you can control and some of which are beyond your control. The type of car
you drive, your driving record, and where you live can all affect how much your auto insurance will cost you.
2. How much bodily injury liability coverage should I carry on my auto insurance? You could be sued for much more than the state
minimum limits of $20,000/$40,0000 for bodily injury to others. Buying higher limits depends on your personal financial situation. Typically, limits of at
least $100,000 per person $300,000 per accident are selected. 3. What about damage to someone else's property? With the rising cost of automobiles and repairs, it makes sense to purchase more than the required $5,000 minimum limit. This can be done for a very minimal cost.
Limits of $100,000 are typically purchased. 4. What is the difference between collision coverage and comprehensive coverage? Collision is defined as losses you incur when you auto collides with another car or object. For example, if you hit a car in
a parking lot, the damages to your car will be paid under your collision coverage. Comprehensive provides coverage for most other direct physical
damage. Most commonly fire, theft, vandalism plus glass coverage with no deductible. 5. Suppose I lend my car to a friend, are they covered under my automobile insurance policy? Whenever you knowingly loan your car to
a friend or an associate, they will be covered under your automobile insurance policy. |
