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Winslow Warren Insurance Financial Services Department has been established as a special division to design, develop and implement benefit programs for employers and their employees.

Our financial services address several key areas that may result in important savings and security for you and your business.

KEY PERSON/EXECUTIVE BENEFITS: We can help you attract and retain the best people by designing and implementing such golden handcuffs as deferred compensation plans, executive bonus programs, split dollar packages and salary continuation/sick pay plans.

BUSINESS INTERESTS: Winslow Warren's financial specialists can assist you in buy sell agreements and business continuation plans, which can have a major impact on what  happens to your business should you die prematurely or become disabled.

RETIREMENT PROGRAM:  You may be missing a major opportunity if you are not using business dollars on a tax deductible basis to provide for your retirement.

GROUP BENEFITS:  We may be able to improve your current group health, life and disability benefits or decrease the cost on existing coverage.  We have also been successful in setting up payroll deduction programs to enable you to offer employees additional life increase and retirement funding without any cost to you.

PERSONAL INSURANCE:  If you are currently paying your life and disability insurance with after tax dollars, we may be able to show you how to make your personal income go further.

As tax laws and insurance coverage become more complex for the small business owner, it is important to find a financial advisor who is both knowledgeable and caring about the future of your company.  A call to our Financial Services Department can open a world of financial information to you and your business. 

INVESTMENTS AND INSURANCE PRODUCTS



A successful financial strategy is one that provides for you and your family today, and helps protect for future generations. Our firm has asked Rich Harwood, CLU, a representative of Centinel Financial Group, LLC, to serve as a provider of investment and insurance products to our clientele. Rich provides assistance to our clients with personal protection and savings strategies, for individuals, families and small businesses. Rich additionally has a focus on working with parents of special needs children on their unique financial and estate planning needs.

Depending on your stage of life and financial concerns, Rich will help you find the appropriate solutions for goals such as retirement, education funding, tax-advantaged strategies, family and asset protection, employee benefits, and the organization of your estate.

This relationship allows our firm to provide a full spectrum of protection products and services to you, so that you can focus on your financial goals in an organized and efficient manner.

For more information on our investment, insurance and financial services offerings, please contact our office or Rich Harwood directly at:

Rich Harwood, CLU
Centinel Financial Group, LLC
896 Main Street, 2nd Floor | Walpole, MA 02081
Phone: 508.668.1612 x608 | Facsimile: 508.668.7906 | Cell: 617.371.6330
E-mail: rharwood@centinelfg.com
www.richharwood.com


The financial analysis and recommendations of Centinel Financial Group, LLC are not intended to replace the need for independent tax, accounting or legal review. Individuals are advised to seek the counsel of such licensed professionals. Centinel Financial Group, LLC, Signator Investors, Inc., nor any of their affiliated companies do not provide specific tax or legal advice. Registered Representative/Securities and Investment Advisory Services offered through Signator Investors, Inc., Member FINRA, SIPC, a Registered Investment Advisor. 16 Laurel Avenue, Wellesley Hills, MA 02481, 781-446-5000. Centinel Financial Group, LLC and Winslow Warren Insurance Agency, Inc. are independent entities and are independent of Signator Investors, Inc. and any affiliated entities. Each party is independently responsible for their own respective lines of business and activities. 501-05082009-16521103

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Phone: 508-668-1612 | Fax: 508-668-7906 | heather@winslowwarreninsurance.com
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